FEATURES
2 & 3 BEDROOM UNITS
Available units include 2- and 3-bedroom options, as well as handicap-accessible units. Each unit features up to 1.5 baths and spans an area ranging from 1,385 to 1,746 square
AFFORDABLE PRICING
The price for each unit varies from $170,000 to $227,000. To qualify, you must not make more than 100% of the Area Median Income (AMI).
ENERGY EFFICIENT
Each unit will feature modern, energy-efficient appliances, fixtures, and finishes. High efficiency electric heat pump provides a lower-cost solution while emitting a lower carbon footprint on the environment.
LUXURY FINISHES
Each unit features modern finishes, including stainless steel appliances, laminate vinyl plank and ceramic tile flooring, granite countertops, shaker-style cabinets, and energy-efficient appliances.
Every unit includes a single-car, attached garage for extra storage and Buyer convenience.
The community will include a covered pavilion accessible to all owners for your entertainment needs.
CONDOMINIUM PRICING
To be eligible for your selected unit, you must not exceed the total AMI limit for your household size as shown above.
*The AMI limit is determined by the US Department of Housing and Urban Development (HUD) and subject to change annually.
*Your total Assets cannot exceed $100,000 to qualify.
* Down Payment Assistance MAY be available from the City of Springfield (413)787-6500.
*The AMI limit is determined by the US Department of Housing and Urban Development (HUD) and subject to change annually.
*Your total Assets cannot exceed $100,000 to qualify.
* Down Payment Assistance MAY be available from the City of Springfield (413)787-6500.
QUALIFY TO PURCHASE
MUST BE A QUALIFIED FIRST-TIME HOMEBUYER
FIRST-TIME HOMEBUYER
You can not own or have owned a property in the past three years (certain exceptions apply). This unit must be your primary residence
SECURE A MORTGAGE LOAN
GET FUNDING
You must submit a mortgage pre-approval letter with your application and be able to close on a mortgage loan.
MUST SUBMIT AN APPLICATION AND BE ACCEPTED
SUBMIT APPLICATION
An application and corresponding documents must be submitted. You must be selected and accepted for the unit.
MUST MEET CERTAIN INCOME AND ASSET GUIDELINES
AMI AND ASSETS LIMITS
You must not exceed the income limits as outlined below and above. Your assets cannot exceed $100,000.
MAX ALLOWABLE HOUSEHOLD INCOME
* The income chart above is used to determine the maximum allowable income used to determine eligibility for these condominiums.
* Household size is the total number of people that will live in your unit upon closing.
* Household income is the total amount of gross annual income for all household members 18 years of age and older that generate any form of income.
* FHA and VA loans not eligible at this time.
* Household size is the total number of people that will live in your unit upon closing.
* Household income is the total amount of gross annual income for all household members 18 years of age and older that generate any form of income.
* FHA and VA loans not eligible at this time.
APPLY NOW
All units are offered first-come, first-serve.
You MUST submit an application and provide a mortgage per-approval letter and all required documents to be determined eligible.
Download your application by clicking “Apply Now” below.
You may also obtain an application by:
Visiting: 1350 Main Street, Suite 1108, Springfield, MA 01103
Office hours are Monday through Friday from 10am – 2pm or Saturday 9am – 1pm
Visiting: 1350 Main Street, Suite 1108, Springfield, MA 01103
Office hours are Monday through Friday from 10am – 2pm or Saturday 9am – 1pm
Email: info@geminispringfield.com
Call/Text: 413-707-2455 (TTY 711)
You may securely upload your completed application by clicking on the below “Application Submission Link”
or
Email to: lotteryinfo@mcohousingservices.com
Fax to: 978-456-8986
Mail to: MCO Housing Services, LLC / P.O. Box 372 / Harvard, MA 01451
Overnight mail address: 206 Ayer Rd, Harvard, MA 01451
or
Email to: lotteryinfo@mcohousingservices.com
Fax to: 978-456-8986
Mail to: MCO Housing Services, LLC / P.O. Box 372 / Harvard, MA 01451
Overnight mail address: 206 Ayer Rd, Harvard, MA 01451
IMPORTANT: You MUST create a login account, create a folder with your first and last name in the “Springfield” folder, and upload the application and all documents in your folder.
CALL US IF YOU NEED GUIDANCE
000-000-0000
EXTERIOR
INTERIORS
FAQs
Who is eligible to purchase the new construction condominiums?
The application provides the eligibility criteria. There are income and asset guidelines to qualify. Generally, you need to be a first-time home buyer and meet the eligibility requirements. There are exceptions to the first-time homebuyer requirements which are listed under the appropriate FAQ below.
What types of units are available?
This affordable housing community offers both 2- and 3-bedroom units as well as handicap accessible units, catering to a variety of family sizes and needs.
How are the units allocated?
Units are allocated through an application process. This is designed to ensure a fair and equitable opportunity for all eligible applicants to purchase a home.
How do I know if I exceed the household income and asset limits?
The household income and asset limits are established based on the area’s median income and are intended to support affordable housing availability for moderate to low-income families. Specific limits are provided by the housing program or authority overseeing the process and can vary by location and household size. The Monitoring Agent will determine eligibility based on financial documents submitted with the application.
Are there exceptions to the first-time homebuyer requirement?
Yes, there are certain exceptions to the first -time homebuyer requirement. They are:
- Displaced homemakers, where the displaced homemaker (an adult who has not worked full-time, full year in the labor force for a number of years but has, during such years, worked primarily without remuneration to care for the home and family), while a homemaker, owned a home with his or her partner or resided in a home owned by the partner;
- Single parent, where the individual owned a home with his or her partner or resided in a home owned by the partner and is a single parent (is unmarried or legally separated from a spouse and either has 1 or more children of whom the individual has custody or joint custody, or is pregnant); or
- Any individual who has owned a dwelling unit who structure is not permanently affixed to a permanent foundation in accordance with local or other applicable regulations or is not in compliance with applicable building codes, or other applicable code, and cannot be brought into compliance with the codes for less than the cost of constructing a permanent structure.
How can I apply for a unit?
Applicants interested in participating in a unit must complete the application process. For this, a mortgage pre-approval is required along with other documentation, if applicable. Your financial documentation, proof of income, assets, tax returns, will be required only if you have the opportunity to purchase post lottery. You can apply by downloading the application found on this page and following the submission instructions.
What happens if I am selected for a unit?
This process provides you with opportunity to purchase only. If you have the opportunity to purchase, you will be notified by the Monitoring Agent post selection. At that time, you will need to provide all income, asset and tax documentation to determined program eligibility. If you are determined eligible then you will move forward with the purchase process.
Can I sell the condominium after purchasing it?
Yes, however there may be restrictions on the sale price which depends on how long you own the unit. A Deed Rider will be signed at closing which will state the resale process. The application provides a summary of restrictions based on the 80% and 100% AMI designated units. The Deed Rider will be provided with the Purchase and Sale Agreement, if you have the opportunity to purchase.
Where can I find more information?
Refer to the Application which can be found under the How to Apply tab on the above navigation bar.
CONTACT US
Monday – Friday:
10am – 2pm
Saturday:
9am – 1pm
000-000-000
info@testtest.com
[address]
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